Indian bonds remained volatile over the past week on uncertainties over the maiden offshore sovereign bonds issuance, according to a report by DBS Group Research.
While payments banks surely lose money, their operating ratios were looking better in 2017-18 compared to the year before. This implies that as customer volumes start picking up, the business models may perk up too, says R Jagannathan.
It's high time that those who think stock investing is a game of luck, overcome their misconceptions and fear.
Compare the post tax returns and tenure of debt instruments before investing.
No changes in the rates of personal income tax., which will remain as they are currently.\nNo new taxes on income.
Kick start your saving and money management strategy at the age of 25, and build it up gradually.
An NCD's credit rating will tell you whether risk possibility is high or low. Instruments rated below AA are regarded as high-risk.
After the Reserve Bank of India restricted the Sri Guru Raghavendra Co-operative Bank from doing business with immediate effect and capped the withdrawal limit at Rs 35,000, depositors on Tuesday queued up outside the bank's branches in Bengaluru. The regulatory body said the bank will continue to undertake banking business with restrictions until its financial position improves.
An additional factor spurring the FMP launches is MFs' desire to retain investors as many such offerings are set to mature over the next two months.
'India has always been a bottom-up stock-picking market, and as growth recovers with higher liquidity, mid and small-caps always tend to outperform.'
How about some facility that would give you the best of both worlds, the liquidity of a savings account and the interest rate of a fixed deposit? Auto-sweep facility does exactly this.
Tax deductions and prioritising their sequence will help you streamline your investments for efficient tax saving.
When banks deposit their money with RBI, the central bank offers government securities of equal value. But now, it could be running out of enough securities to offer banks against the overnight deposits.
Vamsi, 36, an IT professional shares his financial plan.
Novel and noble as it appears, investor/insurance-seekers rarely understand the cost implications of the marriage between investments and life insurance. To be sure, it is intricate and not everyone is able to unravel it.
Banks typically fund about 70 per cent to 80 per cent of the cost of a property
If banks offer a higher loan-to-value ratio, reverse mortgage will become more attractive.
These funds generally deliver lower returns than stocks except during times when interest rates are going down.
Though he loves gambling, he cautions against undue risks and says non-professional investors like the salaried class should invest through the mutual funds route and keep aside not more than 10 per cent for self-investing.
As an investment avenue, MFs offer a lot more variety and flexibility than stocks, NSC, PPF and bonds.
Move beyond making notes and Excel. With a little bit of discipline, a personal finance software can help you be your own money manager.
With interest rates expected to soften in the long term, debt funds have found new energy, and are expected to attract investors
Financial planners advise against putting capital to work by anticipating what might go up or down.
Income-tax payers fear they will receive notices from the government because the annual information statement (AIS) provided by the I-T department in many cases is showing incomes in excess of their earnings. The Central Board of Direct Taxes (CBDT) has dismissed these fears as unfounded. The deadline for filing income-tax returns (ITRs) for the assessment year 2022-23 ended on July 31.
'Even where we are now today, the growth rates are very good, but we need to get to 8-9 per cent growth in the years to come.'
Shekhawat owns less than one hectare, that too ancestral, in a Sikar district village of Rajasthan.
'What's sad today is that there are so many people who cannot find work, not because the country is devoid of that opportunity, but because we are not doing enough in the country.'
Children have to get into the role of advisors to help parents steer their retirement funds in the right direction
Do you want to know how much risk you are taking on your investment returns? Well, Sharpe's Ratio exactly tells you that.
One category which stands out is fixed maturity plans due to its tax benefits, notes Prateek Mehta, CEO and company-co-founder, Upwardly.in.
As and when the equity markets run up substantially, book profits in your equity holdings and move this money towards debt instruments
Ratios such as CAGR, PBV and PE of Sensex can help in investment decisions.
Mihir Tanna, Associate Director, S K Patodia & Associates, answers your income tax queries.
The Pulwama widows have been protesting since February 28, demanding a change in rules so that their relatives and not just children can get government jobs on compassionate grounds.
With interest rates showing signs of going up, long-term floating rate debt mutual funds are catching the fancy of risk-averse investors as it promises better return than even bank fixed deposits, analysts said in New Delhi.
